My friend was shocked when he saw my wallet the other day. He ask me why I had so many cards kept in my wallet. Actually most of the credit cards in my wallet are expired ones which I didn’t bother to throw away yet. A couple of the cards I wanted to cancel them but I haven’t done so. A couple days back, one of the credit card company calls me up and offer me their Airline Miles Credit Cards which I have declined. As I hardly travel, I don’t get it benefits. The benefits are quite good for those who travels frequently.





















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